IF THERE WAS A WAY TO SIGNIFICANTLY INCREASE YOUR LIFETIME BENEFITS… WHEN WOULD YOU WANT TO KNOW ABOUT IT?

Topics covered in this workshop:

• Retirement Benefits
• Benefits for Spouses
• Divorced Spouse Benefits
• Benefits for Surviving Spouses
• Taxation of Benefits

Check calendar below for dates, locations and to register.

For retirement success, income is the key. And when it comes to income, what is most prized is stable, permanent income that is tax efficient and will increase to offset inflation.

A focus on optimizing your Social Security could result in significant additional income at a time in your life when you’ll need it the most.

In this course you will learn about retirement, spousal and survivor benefits, and ways to maximize Social Security's total lifetime benefit.

GETTING ALL THAT'S YOURS FROM MEDICARE

Topics covered in this workshop:

• Enrollment Rules
• Medicare Parts A & B
• Medigap / Medicare Supplements
• Part D Prescription Drug Plans
• The Biggest Mistake!

Check calendar below for dates, locations and to register.

Getting Medicare right is key to a financially secure retirement.

Unfortunately this is easier said than done. Medicare is controlled by the Centers for Medicare & Medicaid Services (CMS) which is an enormous government bureaucracy. Their website contains an online glossary that lists more than 4,400 acronyms use to describe terms, rules and conditions.

In this course you will learn about Medicare’s three enrollment periods and which might be best for you. You will also discover that there are really only two main paths to take in order to get the right mix of hospital, medical, and prescription drug coverage.

BEING “TAX-WISE” IN RETIREMENT MIGHT MEAN MORE SPENDABLE INCOME

Topics covered in this workshop:

• Taxable Retirement Plans
• Roth Conversion Strategies
• Social Security's Tax Torpedo
• Increased Cost of Medicare
• The Single Biggest Mistake!

Check calendar below for dates, locations and to register.

There are at least two ways people can try to increase retirement income.

One approach is to switch to risky securities and hope for an increase in yields. But this can mean greater exposure to market fluctuations and a higher risk of investment losses.

Another approach that might work under certain circumstances is to reduce the tax exposure of some portion of retirement income.

In this course you will learn about concepts that could result in a reduction in future taxes for some retirees.

MANAGING IRA, 401K, TSP AND OTHER
DO-IT-YOURSELF RETIREMENT PLANS

Topics covered in this workshop:

• Income and Market Fluctuations
• Boosting Guaranteed, Increasing Income
• Boosting After-Tax Spendable Income
• The Social Security, Retirement Plan Relationship
• The Single Biggest Retirement Mistake

Check calendar below for dates, locations and to register.

Baby boomers will be the first generation who have had to rely on 401(k), IRA and other do-it-yourself retirement plans for life long retirement income.

This adds many more challenges to the task of managing retirement plan money. It is your responsibility to decide how to invest your plan balances in a way that manages market fluctuations, combats inflation and provides income that will last a lifetime.

In this course you will learn strategies for combating the only real financial risk that exists for most retirees, a future reduction in your standard of living.